If you’re waiting for rates to go down before you buy a house, you might be in for a rough ride! Even if you time the market just right and…
What’s happening in real estate right now? Is it a crash? Is it the eye before the storm? Is it a momentary lapse? 0:00 – Introduction2:15 – Rates are going…
You’ve heard of the 2-1 buy down, but what is it really? What about other loan options like discount points or a single MI pay down? 0:00 – Introduction1:49 –…
You know what happens when you assume. But do you know what happens when you assume a loan? 0:00 – Introduction.2:29 – Context of Assumptions.3:25 – Who decides if it’s…
What is the difference between down payment and closing costs? Who gets what? 0:00 – Introduction0:42 – Not the same.1:20 – Questions. How much money do you have? (Spoiler: Most…
What are the real costs of owning a house? We break down the mortgage payment and everything you have to pay for AFTER the mortgage payment! 0:00 Introduction1:17 – Story…
How do you get started in real estate when everything seems to be stacked against you? Can you really get into real estate? How? We talk about how to get…
How do you get paid? Salary, hourly, commission? Does it matter for a real estate purchase? YES! 1:19 – A story from Aric about a buyer who wanted to change…
What is a rate lock? How does it work? Do you really “lock” your rate? What happens if the lock expires? Your lender should have the answers to these questions….
What is the debt to income ratio, and why do you care when you’re trying to buy a house? How much debt you have greatly influences how much a lender…