If you’re waiting for rates to go down before you buy a house, you might be in for a rough ride! Even if you time the market just right and…
What is the difference between down payment and closing costs? Who gets what? 0:00 – Introduction0:42 – Not the same.1:20 – Questions. How much money do you have? (Spoiler: Most…
A LOAN ESTIMATE happens when you apply for a loan, but it’s a long road before that loan funds. A CLOSING DISCLOSURE tells the borrower what may have changed. 0:00…
What’s gonna happen to Utah housing in 2022? Nobody knows for sure, but these statistics and economic data will help paint the picture. 0:00 – Introduction1:30 – Should I wait…
How do you get paid? Salary, hourly, commission? Does it matter for a real estate purchase? YES! 1:19 – A story from Aric about a buyer who wanted to change…
Every house has something that is less than ideal, and these surface during home transactions. As a buyer, how do you ask for repairs in a way that won’t scuttle…
What is a rate lock? How does it work? Do you really “lock” your rate? What happens if the lock expires? Your lender should have the answers to these questions….
Buyer’s remorse (or seller’s remorse) can ruin an otherwise excellent transaction. Problem is: we naturally do this to ourselves. Taking a few steps during the planning phase of your purchase,…
Mortgage Insurance on my loan, When does mortgage insurance have to be on a loan? Does PMI come off my loan? Does MIP fall off my loan? What is mortgage…
Why do prices keep going up? Well, it’s supply and demand. There’s a low supply, and there’s a high demand, with a huge housing gap! That’s great news for sellers…